Go Digit Q4 net profit up 29% on higher premium income

General insurance firm Go Digit General Insurance Ltd on Tuesday (April 28) reported a 29.2% rise in fourth quarter net profit at ₹149.4 crore from ₹116 crore in the year-ago period. For FY26, profit before tax stood at ₹632 crore compared with ₹425 crore in FY25.

Gross written premium (GWP) increased 6.18% to ₹2,735.7 crore from ₹2,576.4 crore a year earlier. Assets under management (AUM) rose 16.3% to ₹22,922 crore from ₹19,703 crore in the corresponding period last year. The combined ratio stood at 111.6% versus 111.3% in the same quarter last year.

Net earned premium increased to ₹2,301 crore from ₹2,247 crore in the corresponding period last year.

Also Read: Go Digit Q2 profit rises 30% on higher premium income, improved underwriting

For FY26, GWP stood at ₹11,294 crore compared with ₹10,282 crore in FY25. Gross direct premium rose to ₹9,846 crore from ₹8,472 crore in the previous year. AUM rose to ₹22,922 crore as on March 31, 2026, from ₹19,703 crore a year earlier.

Combined ratio on an IGAAP basis stood at 111.6% in Q4FY26 compared with 111.3% in Q4 FY25. On an Ind AS basis, the combined ratio stood at 99.1% versus 101.3% in the corresponding quarter last year. Loss ratio on IGAAP basis stood at 75.2% in Q4FY26 compared with 76.5% in Q4FY25. Solvency ratio improved to 2.42 from 2.24 a year earlier.

Net worth increased to ₹4,586 crore on IGAAP basis from ₹4,033 crore, and to ₹7,610 crore under Ind AS from ₹7,099 crore. The company reported improvement in return on equity, with Ind AS ROE rising to 17.7% in FY26 from 15.7% in FY25. Investment assets under management rose to ₹22,922 crore, with overall yield and debt yield at 7.2% and 7.3%, respectively.

Also Read: Go Digit gets GST demand of ₹155 crore, ₹15 crore penalty from Chennai tax authority

Shares of Go Digit General Insurance Ltd ended at ₹316.50, up by ₹3.40, or 1.06%, on the BSE today, April 28.